A straight-laced bank manager is about to marry the love of his life. When his bank is held up by infamous Ghost Bandits during his wedding week, he believes his future in-laws who just arrived in town, are the infamous Out-Laws.
Eddie Garrick is a good-hearted man who has lost his belief in the wonder of Christmas. While spending time with his nine-year-old daughter Charlotte on Christmas Eve, he befriends a mysterious man in a red suit named Nick.
